There is a sort of, kind of, GOP pn to replace the Affordable Care Act, it’s the set of proposals from Tom Price. [Some discussion available at Forbes] Essentially this version of the ‘replacement’ is a collection of the frail, the failed, and the stale. Some items of note:uran
- It gives the insurance companies a loophole to reintroduce exclusions for preexisting conditions.
- It encourages health savings accounts, another way of giving the well to do another tax break.
- It offers subsidies which would likely only help with the low coverage health insurance plans that could be advertised as ‘comprehensive’ before the ACA.
- Just about anything on a piece of paper would qualify as an insurance policy, opening loopholes for the creation of ‘place holder policies,’ and the life time limit junk insurance which could be sold before the ACA.
- Portability is shorthand for the elimination of consumer protection enforced by state insurance officials. If almost anything qualifies as an insurance policy then such policies would be allowable in all states, regardless of state requirements.
This, of course, isn’t the only set of proposals out there. However, it does contain some common GOP ideas about how to get back to those not so wonderful days when junk insurance could pass for the real thing, and when insurance corporations could use all the premium money they wanted on executive compensation or other shenanigans.